Welcome to The Self-Pay Patient!
I created The Self-Pay Patient site along with my book The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare to be a resource for the tens of millions of Americans who are either uninsured, have high-deductible health insurance, or just want to escape from bureaucratic medicine and get their healthcare without either an insurance company or the government being involved in their medical treatment.
These Americans are often referred to as ‘self-pay patients,’ and this site and my book are intended to help them find affordable health care options in a health care system that is not generally friendly to self-pay patients.
On this site and in my book you will learn how to find doctors, hospitals, pharmacies, imaging centers, and other medical providers that cater to people who pay directly for their care, as well as alternative forms of insurance and insurance-like coverage that may be a better fit for many people than conventional health insurance.
The Self-Pay Patient web site was launched in August 2013 and The Self-Pay Patient book was first published in December 2013. In the months since then, I’ve heard from countless Americans, some uninsured, some with high-deductible insurance, even some with ‘comprehensive’ coverage, telling me how they’ve saved hundreds, thousands, even tens of thousands of dollars by using some of the information contained on this web site and included in The Self-Pay Patient book.
If you are one of the tens of millions of Americans who is looking for affordable medical care and expect that you’ll need to (or just prefer to) pay out of your own pocket for some or all of your healthcare, I hope you’ll consider buying your own copy of The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare and checking in regularly at The Self-Pay Patient web site!
What Others Are Saying
“Sean Parnell… has become a guide for the opt-out crowd with his blog and book called “The Self-Pay Patient.”
“…Parnell has done a great job researching alternative funding and cash payment options, and has put that wealth of information into a concise, clearly-written reference book.”
“The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare by Sean Parnell is a great resource for those who want/need to pay directly for their own healthcare…
The book is full of practical advice—for example, where can a self-pay patient find medical providers at a discounted price? How can they avoid the higher costs that self-pay patients are often charged? How can they get treatment that is not addressed by their insurance?
…If you are interested in saving money on your healthcare costs—and who isn’t these days—then this is a book well worth investing in!”
“The Self-Pay Patient is a very user-friendly and practical guide to paying for healthcare without insurance or with high deductibles. I was a self-pay patient for a couple years and I wish I had known about some of these ideas back then… I appreciated the fact that Parnell doesn’t bicker about politics and policies, he just gives advice on what you can do in the circumstances at hand…”
“Sean Parnell’s blog, The Self-Pay Patient, is a tool for all Americans who want to be in charge of their own health care, without the government or an insurance company acting as an intermediary or provider of reimbursement payments to physicians and other health professionals.
Parnell… has designed both his blog and his book to be a “users’ guide” to self-pay medicine. In the regularly updated blog, which started in August, readers are able to find doctors, hospitals, pharmacies, and other health care providers whom they can pay directly for services.”
“Although focused on those without health insurance who have to pay for any healthcare services out of their own pocket (the “self-pay patient”), there are a lot of ideas that can be applied to minimize healthcare costs for those who do have health insurance… [The author’s] expertise on where things stand right now and how people can work within the current framework to find what works best for them is excellent…”
About Sean Parnell
Currently I own and operate a public policy consulting firm in Alexandria, Virginia, with a focus on healthcare policy. I serve as Adjunct Scholar in Health Care for the Rhode Island Center for Freedom & Prosperity and a Policy Adviser to The Heartland Institute. Other health care experience includes writing for Health Care News and authoring healthcare policy studies for the Texas Public Policy Foundation and National Center for Public Policy Research. I also worked for several years for former Congressman Greg Ganske MD, a primary author of the Patient’s Bill of Rights in the late 1990′s, and I learned a great deal about many of the problems with third-party payment in medicine from him.
I graduated from Drake University in 1996 with a degree in Economics, and presently live in Alexandria, Virginia with my wife Anne and son Ryan.