Category Archives: Affordable Care Act

Has a new Obamacare ‘loophole’ been found? No.

Yesterday while I was traveling someone forwarded me a link to a web site claiming that there was a section of Obamacare (officially the Patient Protection & Affordable Care Act) that provided a complete exemption for people who don’t want … Continue reading

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Merry Christmas from The Self-Pay Patient blog!

It’s Christmas week, and so in the next several days I’ll be travelling, resting, attempting to assemble toys for a 3-year old boy, hiding from in-laws, and doing all the normal things that you might expect of someone this time … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance | Tagged | 2 Comments

How to Opt Out of Obamacare

December has arrived, and the deadline to apply for health insurance through the Affordable Care Act (better known as Obamacare, of course) that will be effective January 1 is looming large. Recent press accounts suggest the online exchanges are working … Continue reading

Posted in Affordable Care Act, Cash-Only Doctors, Convenient Care Clinics, Critical Illness, Accident, & Fixed Benefit Insurance, Direct Care Practice, Health Sharing Ministries, Medical Tourism, Negotiating Medical Bills, Price Transparency, Short-term health insurance, Telemedicine | Tagged , , , , , , , , , , , , , , , , , | 34 Comments

Obamacare delivers some good news for self-pay patients

It’s been hard to find good news about the Patient Protection and Affordable Care Act (more commonly known as Obamacare) of late. But there is one thing that not a lot of people are familiar with that has the potential … Continue reading

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Insurance agency touts critical illness insurance as alternative to health insurance

Some time ago I wrote about how critical illness insurance policies could be an affordable alternative to more comprehensive health insurance, and suggested that self-pay patients might want to look into getting this sort of policy in order to provide funding … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance | Tagged , , , , , , , | 5 Comments

Options to bridge gap caused by Obamacare cancellation of health insurance policies

There’s been some news coverage of late over millions of Americans who are receiving letters from their health insurance companies explaining that their current policies are being cancelled effective December 31, primarily as a result of Obamacare’s minimum standards for health insurance. … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Short-term health insurance | Tagged , , , , , , , , , , , , , , , | 3 Comments

Do you need health insurance? Yes, sort of.

Last week the blog Political Calculations had a provocative post titled “Do you even need health insurance?” It included a calculator that allows individuals to assess the likelihood of needing hospital care at each age, which is the purpose of health insurance … Continue reading

Posted in Affordable Care Act, Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance, Medical Loans, Mental Health, Short-term health insurance | Tagged , , , | 2 Comments

Short-term health insurance, a low-cost alternative to Obamacare

Two weeks into the opening of the Obamacare exchanges, some prospective customers are finding that the premiums they are being asked to pay are more than they’d anticipated or hoped for. A recent article in the San Jose Mercury News titled ‘Obamacare’s … Continue reading

Posted in Affordable Care Act, Short-term health insurance | Tagged , , , | 16 Comments

What are Obamcare enrollee Chad Henderson’s options as a self-pay patient?

Last week was the opening of the Obamcare exchanges, and not surprisingly there was a lot of media coverage surrounding it. One story that caught my attention was the media coverage of Chad Henderson of Georgia, a 21-year old part-time college student … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries | Tagged , , , , , , , , , , , , , | 9 Comments