Category Archives: Critical Illness, Accident, & Fixed Benefit Insurance

April notes from the Self-Pay Patient

It’s been a bit since I last posted – last Friday, in fact. I’d hoped to do more this week, but had to go to Oregon to visit my father, who was in the hospital. He’s reasonably well now, but … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Hospitals, Price Transparency, Surgery | Tagged , , , , | 2 Comments

Health insurance market closed to most, now what?

As a general rule I try not to discuss Obamacare (officially the Patient Protection and Affordable Care Act, or PPACA) here on The Self-Pay Patient blog. I have plenty of other outlets to share my views on that law, and … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Medical Tourism, Negotiating Medical Bills, Prescription Drugs | Tagged , , , , , , | 7 Comments

March notes from The Self Pay Patient

Once again I find myself with a stack of items that aren’t necessarily worth a full blog post on their own (or at least, I don’t have the time at the moment to give them the attention they deserve in … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Telemedicine | Tagged , , , , , , | 6 Comments

Parachute Health offers alternative to Obamacare coverage

I’ve noted in the past that there are a number of companies out there that are starting to directly market themselves and the products and services they offer as an option for people who can’t afford or don’t want to … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance | Tagged , , | 9 Comments

Alternative insurance directly challenges Obamacare coverage

I’ve written several times previously about how there are several alternatives to conventional health insurance that can provide protection against catastrophic medical expenses. These include health care sharing ministries, short-term health insurance, critical illness insurance, and fixed-benefit insurance.  For people … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance | Tagged , | 1 Comment

Merry Christmas from The Self-Pay Patient blog!

It’s Christmas week, and so in the next several days I’ll be travelling, resting, attempting to assemble toys for a 3-year old boy, hiding from in-laws, and doing all the normal things that you might expect of someone this time … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance | Tagged | 2 Comments

How to Opt Out of Obamacare

December has arrived, and the deadline to apply for health insurance through the Affordable Care Act (better known as Obamacare, of course) that will be effective January 1 is looming large. Recent press accounts suggest the online exchanges are working … Continue reading

Posted in Affordable Care Act, Cash-Only Doctors, Convenient Care Clinics, Critical Illness, Accident, & Fixed Benefit Insurance, Direct Care Practice, Health Sharing Ministries, Medical Tourism, Negotiating Medical Bills, Price Transparency, Short-term health insurance, Telemedicine | Tagged , , , , , , , , , , , , , , , , , | 34 Comments

Insurance agency touts critical illness insurance as alternative to health insurance

Some time ago I wrote about how critical illness insurance policies could be an affordable alternative to more comprehensive health insurance, and suggested that self-pay patients might want to look into getting this sort of policy in order to provide funding … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance | Tagged , , , , , , , | 5 Comments

What to do if You Absolutely Can’t Afford Health Insurance

Guest Post by Kevin Mercadante Let’s get this point out of the way up front: everyone should have health insurance. We all know this without anyone emphasizing the point. But with job losses in recent years, companies canceling their coverage, and the cost … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, General Savings, High-deductible health insurance, Prescription Drugs | Tagged , , , , , , , | 1 Comment

Options to bridge gap caused by Obamacare cancellation of health insurance policies

There’s been some news coverage of late over millions of Americans who are receiving letters from their health insurance companies explaining that their current policies are being cancelled effective December 31, primarily as a result of Obamacare’s minimum standards for health insurance. … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Short-term health insurance | Tagged , , , , , , , , , , , , , , , | 3 Comments