Category Archives: High-deductible health insurance

Insured but not letting the doctor know?

I’ve been incredibly negligent in posting here the past several months, hopefully getting down to one job will allow me to post here more frequently (and yes, I’ve said things like that before). Today I wanted to address something I’ve … Continue reading

Posted in Cash-Only Doctors, High-deductible health insurance | 50 Comments

Kiplinger’s reports on self-pay health care

Last night I read an article in Kiplinger’s reporting on the growing trend of people who are opting out of third-party medicine and simply paying directly for their care. Kiplinger’s, for those of you unfamiliar with the publication, bills itself … Continue reading

Posted in High-deductible health insurance, Price Transparency | Tagged , | 2 Comments

Advice on choosing an Obamacare plan

Tens of millions of Americans are now pondering whether to purchase conventional health insurance through their employer or the Obamacare exchanges, or go without and find an alternative type of coverage (or, unwisely for most people in my opinion, go … Continue reading

Posted in Affordable Care Act, High-deductible health insurance | Tagged , , , | 2 Comments

Odds & Ends

Today’s blog post is a bit different, a collection of items that don’t necessarily justify a full blog post or that represent some sort of ‘housekeeping’ item that I wanted to bring to my readers’ attention. Without further ado, here … Continue reading

Posted in Health Sharing Ministries, High-deductible health insurance | Tagged , , , , | 3 Comments

Insured patients can save money by pretending to be uninsured

I’ve mentioned countless times before that paying directly for health care can result in big savings, especially when seeking treatment at providers and facilities that cater to self-pay patients. This applies to people who are uninsured, have high-deductible plans, or … Continue reading

Posted in Cash-Only Doctors, High-deductible health insurance, Negotiating Medical Bills, Price Transparency | Tagged , , , | 166 Comments

What to do if You Absolutely Can’t Afford Health Insurance

Guest Post by Kevin Mercadante Let’s get this point out of the way up front: everyone should have health insurance. We all know this without anyone emphasizing the point. But with job losses in recent years, companies canceling their coverage, and the cost … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, General Savings, High-deductible health insurance, Prescription Drugs | Tagged , , , , , , , | 1 Comment

More cash-only doctors offering services to self-pay patients

Cash-only doctors are predicted to grow in the coming years, which will provide self-pay patients with more options and more savings when it comes to paying for their healthcare needs. Whether uninsured or with a high-deductible health insurance plan, these … Continue reading

Posted in Cash-Only Doctors, Direct Care Practice, High-deductible health insurance, Price Transparency | Tagged , , , , , | 5 Comments

Do you need health insurance? Yes, sort of.

Last week the blog Political Calculations had a provocative post titled “Do you even need health insurance?” It included a calculator that allows individuals to assess the likelihood of needing hospital care at each age, which is the purpose of health insurance … Continue reading

Posted in Affordable Care Act, Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance, Medical Loans, Mental Health, Short-term health insurance | Tagged , , , | 2 Comments