Category Archives: High-deductible health insurance

An auction for medical procedures? MediBid breaks new ground in healthcare

I’ve mentioned MediBid in the past, but I don’t know that I’ve ever explained what it is or how it works. Which is a major oversight on my part, because they’re one of the most innovative companies around catering to self-pay patients, … Continue reading

Posted in Cash-Only Doctors, High-deductible health insurance, Hospitals, Labs & Imaging, Medical Tourism, Negotiating Medical Bills, Price Transparency, Surgery | Tagged , , , , , , , | 2 Comments

How to save money as a self-pay patient in the emergency room

Self-pay patients can, with a little advanced planning and conscious effort, wind up saving a lot of money. Whether it’s finding a cash-only doctor, visiting hospitals and surgical facilities in the U.S. that offer up-front and real prices, signing up for a telemedicine service, using generics and … Continue reading

Posted in Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Emergency/Urgent Care, Health Sharing Ministries, High-deductible health insurance, Hospitals, Negotiating Medical Bills | Tagged , , , , , , , , , , , , , , | 1 Comment

Health sharing ministries growing in popularity as Obamacare implementation approaches

I’ve mentioned in the past that health sharing ministries can be attractive options for many uninsured self-pay patients looking for alternatives to standard health insurance plans. A recent article in the Christian Post suggests they may be growing in popularity, and Obamacare might be … Continue reading

Posted in Affordable Care Act, Health Sharing Ministries, High-deductible health insurance | Tagged , , , , , , , , , | 4 Comments

Hospital bills student $2,000 for lab test, insurer pays $375

I’ve written about so-called ‘chargemaster’ pricing from hospitals before, and how it typically hits the self-pay uninsured the hardest. People with high-deductible health insurance can also be victimized by ‘chargemaster’ policies, as this family found out when trying to find a facility … Continue reading

Posted in High-deductible health insurance, Hospitals, Labs & Imaging, Price Transparency | Tagged , , , , , , , , , , , | 8 Comments

To buy or not to buy Obamacare insurance – a handy calculator

The Obamacare exchanges open up on October 1, or at least that’s the plan – technical glitches could always delay the opening for a few days or even weeks, but it seems almost certain they will open in October. Once … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance | Tagged , , , , , , , | 4 Comments

Medical inflation slows because of self-pay healthcare?

The Wall Street Journal has an interesting article today about the recent slowdown in medical inflation, with the cost of healthcare rising more slowly in recent years than in the past. Of interest to readers here is that the article cites several … Continue reading

Posted in Health Apps, High-deductible health insurance, Labs & Imaging, Prescription Drugs, Price Transparency, Surgery | Tagged , , , , , , , , | Leave a comment

California turns public employees and retirees into partial self-pay patients, sees prices drop

While most self-pay patients are either uninsured or have high-deductible health insurance plans, there are occasions where people with ‘comprehensive’ insurance wind up in either the same or a very similar situation as self-pay patients. I recently read about the … Continue reading

Posted in High-deductible health insurance, Hospitals, Price Transparency, Surgery | Tagged , , , , , , , | 1 Comment

ABC’s Good Morning America reports on real prices at Surgery Center of Oklahoma

I’ve mentioned the Surgery Center of Oklahoma several times before as an option for self-pay patients who need to know what the real price is for treatment. Too often the uninsured can’t find out ahead of time what a procedure will cost, … Continue reading

Posted in High-deductible health insurance, Hospitals, Medical Tourism, Negotiating Medical Bills, Price Transparency, Surgery | Tagged , , , , , , , , | 2 Comments

North Carolina man defends self-pay patient status

Marc Landry, a contributing columnist to the NewsObserver in the Raleigh-Durham, North Carolina area, authored a piece a few days ago defending his status as a self-pay patient against those that would call him a ‘free-rider.’ Marc became uninsured in 2010, and … Continue reading

Posted in Cash-Only Doctors, Convenient Care Clinics, High-deductible health insurance, Price Transparency | Tagged , , , , , , , , , , , | 4 Comments

Fixed-benefit insurance policies an alternative to ‘comprehensive’ insurance

Today the Wall Street Journal has a fascinating op-ed piece titled ‘The Man Who Was Treated for $17,000 less,’ written by Dr. Jeffrey Singer of Arizona. The story resembles many that I’ve written about here, with unsuspecting self-pay patients potentially … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance, Hospitals, Price Transparency, Surgery | Tagged , , , , , , , , , , , , , | 12 Comments