First things first – It’s been nearly 2 weeks since my last post here at The Self-Pay Patient. Between the July 4th holiday, business matters, and family time, I just haven’t been able to get anything out recently. So, I owe my regular readers an apology, which I hope they’ll quickly accept.
This also means, among other things, that I’ve got a boatload of things to share with readers of The Self-Pay Patient.
One of the things that is crowding my ‘blog post to-do’ list is a number of cash-only and cash-friendly medical practices that I’ve recently found out about. Since the number one question I’m typically asked is some variation of ‘where can I find a cash-only doctor near me?’ I thought a blog post with information about these practices would be helpful. Then, after starting to write the article I realized that there was no way I could fit all of them into a single blog post, so this is the first in what will hopefully be several posts I hope to get out over the next week reporting on doctors that cater to self-pay patients.
As regular readers of The Self-Pay Patient know, a cash-only practice is a doctor that does not accept any insurance at all. Instead, they simply ask to be paid at the time of service, just like most other professionals such as a lawyer, a plumber, or a mechanic. In nearly all cases, because cash-only doctors don’t have the expensive overhead associated with having to bill and process insurance claims, they are able to charge much less than a conventional doctor’s office.
Some medical practices are what I call cash-friendly which means that while they do accept some insurance, they also cater to self-pay patients. The basic test I use to determine if a practice is cash-friendly is whether or not they can easily tell you how much something will cost, say a routine visit to the doctor or a test. If they can’t answer the question ‘how much will that cost,’ they aren’t cash-friendly.
Needless to say, for self-pay patients needing access to affordable primary care, finding a cash-only or cash-friendly doctor is a necessity. Below is a roundup of several I’ve recently found, if you’re a self-pay patient hopefully you live near one of these doctors. If not, I encourage you to look at the listings of cash-only and cash-friendly doctors at either the Association of American Physicians and Surgeons or SimpleCare.
Dr. Susan Wasson, Osakis, Minnesota
I recently had the pleasure of meeting a number of cash-only and cash-friendly doctors at an event sponsored by the Association of American Physicians and Surgeons (AAPS). One of them was Dr. Susan Wasson, who practices cash-only medicine in the rural community of Osakis, Minnesota, located in the central part of the state. Here’s how one local newspaper described her practice: Continue reading