Tag Archives: fixed-benefit insurance

March notes from The Self Pay Patient

Once again I find myself with a stack of items that aren’t necessarily worth a full blog post on their own (or at least, I don’t have the time at the moment to give them the attention they deserve in … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Telemedicine | Tagged , , , , , , | 6 Comments

Options to bridge gap caused by Obamacare cancellation of health insurance policies

There’s been some news coverage of late over millions of Americans who are receiving letters from their health insurance companies explaining that their current policies are being cancelled effective December 31, primarily as a result of Obamacare’s minimum standards for health insurance. … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Short-term health insurance | Tagged , , , , , , , , , , , , , , , | 3 Comments

What are Obamcare enrollee Chad Henderson’s options as a self-pay patient?

Last week was the opening of the Obamcare exchanges, and not surprisingly there was a lot of media coverage surrounding it. One story that caught my attention was the media coverage of Chad Henderson of Georgia, a 21-year old part-time college student … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries | Tagged , , , , , , , , , , , , , | 9 Comments

How to save money as a self-pay patient in the emergency room

Self-pay patients can, with a little advanced planning and conscious effort, wind up saving a lot of money. Whether it’s finding a cash-only doctor, visiting hospitals and surgical facilities in the U.S. that offer up-front and real prices, signing up for a telemedicine service, using generics and … Continue reading

Posted in Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Emergency/Urgent Care, Health Sharing Ministries, High-deductible health insurance, Hospitals, Negotiating Medical Bills | Tagged , , , , , , , , , , , , , , | 1 Comment

Alternative funding for healthcare – medical loans

One of the major challenges for many self-pay patients is finding the money to pay for major treatments such as surgery. Whether a person is uninsured, has high-deductible health insurance, or has ‘comprehensive’ insurance that won’t pay for a specific … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, Medical Loans, Surgery | Tagged , , , , , , , , , , , , | 4 Comments

Update on Medical Tourism in India

I just ran across an article from last week about medical tourism in India, “India Medical Tourism in Troubled Times,” from August 21. As I’ve noted before, medical tourism can be a great value for uninsured self-pay patients as well as those … Continue reading

Posted in Hospitals, Medical Tourism | Tagged , , , , , , , , , , | 2 Comments

Fixed-benefit insurance policies an alternative to ‘comprehensive’ insurance

Today the Wall Street Journal has a fascinating op-ed piece titled ‘The Man Who Was Treated for $17,000 less,’ written by Dr. Jeffrey Singer of Arizona. The story resembles many that I’ve written about here, with unsuspecting self-pay patients potentially … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance, Hospitals, Price Transparency, Surgery | Tagged , , , , , , , , , , , , , | 11 Comments