Tag Archives: Health insurance

Obamacare exchanges open today – do you really have to buy it?

Today is the day the exchanges established under the Patient Protection and Affordable Care Act, better known as Obamacare, are scheduled to open. Whether that strikes you as good news or bad news, or a mix of both, there’s little … Continue reading

Posted in Affordable Care Act, Health Sharing Ministries | Tagged , , , , , , | 4 Comments

The Health Co-Op – bundling self-pay services for health sharing ministry

Earlier this month I wrote about Connect2Docs, a company that has bundled telemedicine, health screening, bill negotiation, and a drug discount card into one package, which offers great value to self-pay patients, particularly the uninsured but also those with high-deductible … Continue reading

Posted in Bundled Services, General Savings, Health Sharing Ministries, Hospitals, Labs & Imaging, Medical Discount Plans, Negotiating Medical Bills, Prescription Drugs, Surgery, Telemedicine | Tagged , , , , , , , , , , | 1 Comment

How to save money as a self-pay patient in the emergency room

Self-pay patients can, with a little advanced planning and conscious effort, wind up saving a lot of money. Whether it’s finding a cash-only doctor, visiting hospitals and surgical facilities in the U.S. that offer up-front and real prices, signing up for a telemedicine service, using generics and … Continue reading

Posted in Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Emergency/Urgent Care, Health Sharing Ministries, High-deductible health insurance, Hospitals, Negotiating Medical Bills | Tagged , , , , , , , , , , , , , , | 1 Comment

Health sharing ministries growing in popularity as Obamacare implementation approaches

I’ve mentioned in the past that health sharing ministries can be attractive options for many uninsured self-pay patients looking for alternatives to standard health insurance plans. A recent article in the Christian Post suggests they may be growing in popularity, and Obamacare might be … Continue reading

Posted in Affordable Care Act, Health Sharing Ministries, High-deductible health insurance | Tagged , , , , , , , , , | 4 Comments

Hospital bills student $2,000 for lab test, insurer pays $375

I’ve written about so-called ‘chargemaster’ pricing from hospitals before, and how it typically hits the self-pay uninsured the hardest. People with high-deductible health insurance can also be victimized by ‘chargemaster’ policies, as this family found out when trying to find a facility … Continue reading

Posted in High-deductible health insurance, Hospitals, Labs & Imaging, Price Transparency | Tagged , , , , , , , , , , , | 8 Comments

Connect2Docs ‘bundling’ of services for self-pay patients = big savings

The Self-Pay Patient has been up and running for about six weeks at this point, and I’ve probably brought to readers’ attention dozens of different providers, companies, facilities, organizations, programs, and web sites that can help the uninsured or those with high-deductible health insurance to save money … Continue reading

Posted in Bundled Services, Cash-Only Doctors, Convenient Care Clinics, Critical Illness, Accident, & Fixed Benefit Insurance, Labs & Imaging, Negotiating Medical Bills, Prescription Drugs, Telemedicine | Tagged , , , , , , , , , , , , , | 3 Comments

To buy or not to buy Obamacare insurance – a handy calculator

The Obamacare exchanges open up on October 1, or at least that’s the plan – technical glitches could always delay the opening for a few days or even weeks, but it seems almost certain they will open in October. Once … Continue reading

Posted in Affordable Care Act, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance | Tagged , , , , , , , | 4 Comments

Critical illness insurance as a substitute for ‘comprehensive’ health insurance

I’ve probably mentioned critical illness policies half a dozen times as potential substitutes for high-priced ‘comprehensive’ health insurance, but I haven’t actually gotten around to explaining what they are and how they can be of benefit to self-pay patients (and of course, what their … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Medical Tourism | Tagged , , , , , , , , , | 6 Comments

Arizona hospital offers package pricing to self-pay patients

One of the more aggravating factors about hospital care and billing is that they typically do not offer what is commonly called ‘package’ pricing, instead providing only billing statements that can run towards hundreds of individual line items, usually at wildly … Continue reading

Posted in Hospitals, Medical Tourism, Price Transparency | Tagged , , , , , , , | 3 Comments

Michigan man misled into believing he needs health insurance to get healthcare?

Today I read an article in the Washington Post that left me genuinely angry about the way too many people talk and think about healthcare in this country, and the false messages that people too often receive about how they can or … Continue reading

Posted in Chronic Illness, Prescription Drugs, Price Transparency | Tagged , , , , , , , , , , , , , , | 1 Comment