Tag Archives: self-pay patient

Do you need health insurance? Yes, sort of.

Last week the blog Political Calculations had a provocative post titled “Do you even need health insurance?” It included a calculator that allows individuals to assess the likelihood of needing hospital care at each age, which is the purpose of health insurance … Continue reading

Posted in Affordable Care Act, Charity Care, Critical Illness, Accident, & Fixed Benefit Insurance, Health Sharing Ministries, High-deductible health insurance, Medical Loans, Mental Health, Short-term health insurance | Tagged , , , | 2 Comments

Webinar for medical bill mediation services

One of the financial risks self-pay patients face is going to the hospital for treatment and getting hit with so-called ‘chargemaster’ prices. These prices are hugely inflated over what the real price for treatment is, often three to five times … Continue reading

Posted in Negotiating Medical Bills | Tagged , , , , , , , , , | 1 Comment

More doctors abandoning insurance system, going ‘cash-only’

Being a self-pay patient, either uninsured or with a high deductible health insurance policy, can be a challenge on many levels. For most people who only need to be able to find a doctor to take care of routine primary … Continue reading

Posted in Cash-Only Doctors, Direct Care Practice | Tagged , , , , | 1 Comment

Telemedicine providing needed care at an affordable cost

One of the many options that self-pay patients have for affordable primary care is telemedicine. The concept behind telemedicine is fairly simple – patients sign up and provide their medical history to the company, and when they want to talk to … Continue reading

Posted in Critical Illness, Accident, & Fixed Benefit Insurance, Telemedicine | Tagged , , , , , , , | 7 Comments

Liberty HealthShare: a health sharing ‘ministry’ for all faiths (or no faith at all)!

I’ve discussed healthcare sharing ministries several times since launching The Self-Pay Patient blog. Their benefits of joining are pretty simple to understand – they generally cost far less than conventional health insurance, they provide coverage for medical expenses that is fairly comprehensive … Continue reading

Posted in Health Sharing Ministries | Tagged , , , , , , | 85 Comments

Announcing the launch of the Self-Pay Healthcare Market

When I started The Self-Pay Patient blog, one of my main goals was to be a source of information for the uninsured, Americans with high-deductible health insurance, or anybody else who had to pay out of their own pocket for … Continue reading

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Orthopedic surgery center in New York City begins offering cash prices

For the past several months I’ve cited the Surgery Center of Oklahoma several times as a place where self-pay patients can go to get real prices that are ‘all-inclusive,’ meaning the fee listed covers the entire procedure, and patients don’t have to … Continue reading

Posted in Cash-Only Doctors, Hospitals, Price Transparency, Surgery | Tagged , , , , , , , , , | 4 Comments

Medulous web site a resource for medical information, treatment options

Finding good, easily understandable information about medical conditions and treatment options can be a bit of a challenge for patients, whether they’re a self-pay patient or not. But having access to good information is especially important for self-pay patients who … Continue reading

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Medical loans and credit cards – New York Times reports on the downside

Several weeks ago I wrote a blog post on medical loans, explaining how they can help to fill financing gaps for self-pay patients. I noted that ‘Having to borrow money to pay for needed care probably isn’t the first option most … Continue reading

Posted in Medical Loans | Tagged , , , , , , | 2 Comments

One family’s experience with a health sharing ministry

I’ve written several times about health sharing ministries, which are voluntary associations of Christians that agree to share each other’s medical bills. Ministries function similar to insurance, but they aren’t regulated the way insurance companies are and they don’t have to … Continue reading

Posted in Health Sharing Ministries | Tagged , , , , , , , , | 6 Comments